Combine almonds, flour and margarine.
Press into 9x13” pan.
Bake at 350ºF for 20 minutes.
Cool.
Mix cream cheese and icing sugar together until creamy, then spread on cooled base.
Beat together vanilla pudding with milk.
Let stand 2 minutes, then spread on top of cream cheese layer.
Beat together chocolate pudding and milk.
Let stand 2 minutes, spread over vanilla layer.
Let stand 15 minutes.
Top with Cool Whip.